Chapter 7 Bankruptcy Attorney In Beaumont, Texas
Is Chapter 7 Bankruptcy Right for Me?
In a Chapter 7 bankruptcy, you may be able to eliminate many types of debt, including payday loans, credit cards, medical bills, personal loans, and debts from repossessions. In most cases, you can keep your home and vehicle, as long as you continue making timely payments. One of the biggest benefits of Chapter 7 is the immediate relief it provides—once you file, all collection efforts, including lawsuits, wage garnishments, and frozen bank accounts, must stop.
Because Chapter 7 has specific eligibility requirements, it's important to work with someone who understands the process from start to finish. Frank Maida in Beaumont, Texas, has been helping individuals and families move toward a fresh financial start for over 45 years. Contact Maida Law Firm, P.C. today to see if Chapter 7 is the right option for you.
Call Maida Law Firm, P.C. at 409-898-8200 to schedule a consultation with a lawyer today.
Are There Any Types of Debt Chapter 7 Doesn’t Cover?
Unfortunately, Chapter 7 bankruptcy does not eliminate all types of debt. Obligations like past-due income taxes, child or spousal support, and most student loans generally cannot be discharged through bankruptcy. However, by eliminating other unsecured debts—such as credit cards or medical bills—Chapter 7 can free up the money you need to stay current on those remaining obligations.
That’s why it’s important to work with someone who understands how to approach your situation from every angle. Frank Maida in Beaumont, Texas, has been helping individuals navigate bankruptcy for decades. He can help you develop a practical plan to regain control of your finances. Contact Maida Law Firm, P.C.
today to schedule your consultation.
What Are Some of the Requirements for a Chapter 7 Bankruptcy?
To qualify for Chapter 7 bankruptcy, you must first pass a means test, which is designed to show the court that your income isn’t high enough to repay your debts. You’ll also be required to complete a credit counseling course within six months before filing. These steps are important—and missing any of them could delay your case or prevent you from filing altogether. That’s why it’s important to speak with a bankruptcy attorney before you begin.
Frank Maida, based in Beaumont, Texas, has been helping people successfully navigate this process for over 45 years. Contact Maida Law Firm, P.C. today to start your path toward financial freedom.
Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.
Have Questions?
Call Maida Law Firm, P.C. at 409-898-8200 today to speak with Frank Maida. He’ll take the time to listen to your situation, answer your questions, and help you explore the best path toward financial relief. Don’t wait—reach out now and take the first step toward a fresh start.