Car Repossession Attorney Services

SERVING BEAUMONT, TX & THE SURROUNDING AREAS 

When you're facing financial difficulties, few things are more stressful than the thought of losing your vehicle. At Maida Law Firm, P.C., we understand the crucial role your car plays in your life—from commuting to work, getting your children to school, to managing everyday errands. If you're concerned about car repossession due to bankruptcy or other financial struggles, we're here to help.

Maida Law Firm, P.C. is proud to be the trusted car repossession attorney for clients throughout Beaumont, Houston, and the Eastern District of Texas. With decades of experience handling complex repossession and bankruptcy cases, we know what it takes to protect your rights and secure the best possible outcome.

If you're facing the threat of repossession, don’t wait. Contact us today for a free initial consultation. We’ll walk you through your options and create a plan designed to help you keep your vehicle and regain control over your finances.

HOW WE HELP PREVENT CAR REPOSSESSION

At Maida Law Firm, P.C., we take a comprehensive approach to preventing car repossession. Here’s what you can expect when you partner with us:

• Immediate Action: We understand that time is of the essence. Our team moves quickly to communicate with your lender, gather necessary documents, and strategize the best way to protect your vehicle.
• Negotiating with Lenders: Sometimes a simple negotiation can prevent repossession. We are skilled in working with lenders to modify loan terms, arrange payment plans, or find other solutions.
• Bankruptcy Options: Filing for bankruptcy can put an immediate stop to repossession through the automatic stay provision. We’ll help you determine whether Chapter 7 or Chapter 13 bankruptcy is the right choice for you.
• Customized Solutions: Every situation is unique. We tailor our approach to your specific circumstances, ensuring a personalized and effective legal strategy.

Your vehicle is more than just transportation—it’s your independence. Let us help you protect it.

WHY CHOOSE OUR CAR REPOSSESSION ATTORNEY

When you’re facing the possibility of losing your vehicle, you need more than just a lawyer—you need a dedicated advocate who understands the urgency and gravity of your situation. Here’s why clients trust us:

• You’ll Keep Your Vehicle: We fight aggressively to help you retain ownership of your car. Whether it’s through negotiation, legal action, or bankruptcy filing, our goal is to keep you on the road.
• We’ll Make A Suitable Agreement with Lenders: Our team knows how to approach lenders and create agreements that work for everyone. By restructuring your payments or modifying your loan, we can often prevent repossession without having to go to court.
• We’ll Determine the Proper Bankruptcy to File For: Not all bankruptcies are the same. Depending on your financial situation, we may recommend Chapter 7 or Chapter 13 bankruptcy. We’ll explain your options in plain language so you can make informed decisions.
• We Offer Compassionate, Client-Focused Service: Legal issues are stressful enough without feeling like just another case number. At Maida Law Firm, P.C., you’ll receive personalized attention, timely updates, and a compassionate approach from day one.
  

HOW BANKRUPTCY STOPS CAR REPOSSESSION

One of the most powerful tools at your disposal is the automatic stay triggered by filing bankruptcy. This court order immediately halts all collection activities, including:

• Car repossessions
• Wage garnishments
• Foreclosures
• Creditor harassment

Once the automatic stay is in effect, lenders must obtain court permission to repossess your vehicle. This gives you valuable time to catch up on payments, negotiate terms, or restructure your finances through a bankruptcy plan.

• Chapter 7 and Car Repossession: In a Chapter 7 case, you may have the opportunity to redeem your car by paying its fair market value in a lump sum or reaffirm the loan to keep your vehicle under the same terms.
• Chapter 13 and Car Repossession: A Chapter 13 case allows you to propose a three- to five-year repayment plan. This plan may let you pay off past-due car payments over time, reduce the loan balance (in some cases), and ultimately retain possession of your car.

Every case is different, so it’s crucial to speak with an experienced repossession attorney to understand which option best meets your needs.